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By using our Site, you agree that you have read, understood and consented to everything that is written and implied in this disclaimer note.

WARRANTIES
We would ensure that we collect personal information only to the extent it is necessary to administer our services in the best possible manner and what is required under the various regulations of Indian Laws. To ensure high quality services and high degree of value addition to our services, we may combine the information given by you on the web or through other channels.

You understand and agree that no joint venture, partnership, employment, or agency relationship exists between you and us on account of use of our web site.

The services and information provided on the site is on an "AS IS" basis. SSJ Finance and its affiliates disclaim any warranty of any kind with respect to this site or its contents regarding any matter pertaining to this service, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
SSJ Finance makes no guarantee or representation as to and shall not be liable for any electronic content delivered by any third party including (without limitation), the accuracy, subject matter, quality or timeliness of any electronic contents.

LINKS TO THIRD PARTY SITES
The Sites may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of SSJ Finance and SSJ Finance is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. SSJ Finance is not responsible for webcasting or any other form of transmission received from any Linked Site. SSJ Finance is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by SSJ Finance of the site or any association with its operators

NO PERSONALISED INVESTMENT ADVICE
Although this site provides information that includes material about the general investment process and research commentary relating to specific securities, SSJ Finance is not providing personalized investment advice and is not representing that any securities referenced on the site are suitable for you. Neither the information nor any opinion contained herein constitutes an offer or an invitation to make an offer, or a solicitation or a specific recommendation to buy or sell any securities, futures, options, derivatives, financial instruments or investments or products or services or to provide any investment service or investment advice. The information contained herein shall not be construed as a prospectus for the subscription or purchase or sale of any securities or futures or options or derivatives or financial instruments or products or services and that it does not intend to market or promote the subscription, purchase and sale of any securities, futures, options, derivatives, financial instruments products or services. The information contained herein does not form the basis of any contract or commitment whatsoever.

Nothing contained on this website constitutes financial, legal, tax or other advice, nor should any investment or any other decisions be made solely based on the website content. You should make an independent evaluation of the investment merits and obtain advice from a qualified expert before making any investment decision.

ACCURACY OF DATA
Information contained on this site reflects facts or analysis as of the date published. The accuracy, completeness or timeliness of such information is not guaranteed and is subject to change. Additionally, a possibility exist that unauthorised additions, deletions or alterations could be made by third parties to the site. In the event that such an inaccuracy arises, please inform SSJ Finance so that it can be corrected.

LIMITATION OF LIABILITY
SSJ Finance disclaims, without limitation, all liability for any loss or damage of any kind, including any direct, indirect or consequential damages (including without limitation loss of profits, loss or corruption of data, loss of goodwill, work stoppage, computer failure or malfunction, or interruption of business), which might be incurred through the use of or access to the SSJ website, or any links to third-party websites. Furthermore, SSJ disclaims all liability for any tampering with the Internet user's computer system by unauthorized parties. In this regard, SSJ expressly reminds of the risk of viruses, and the possibility of targeted attacks by hackers. In order to combat viruses, it is recommended that the most recent browser versions be used, and that anti-virus software be installed and continually updated. As a rule, the opening of any e-mail from an unknown source as well as any unexpected attachment to an e-mail message should be avoided. We are also not responsible for non-receipt of registration details or e-mails. Users shall bear all responsibility of keeping the password secure. SSJ Finance is not responsible for the loss or misuse of the password.

NRIS AND FOREIGN NATIONALS
This website is for the exclusive purpose of transactions to be carried out within the territorial jurisdiction of India and all such transactions shall be governed by the laws in India. Notice is hereby given that Non Resident Indians (NRIs) and Foreign Nationals accessing this web site and opting to transact thereon shall do so after due verification at their end of their eligibility to do so. SSJ Finance undertakes no responsibility for such pre-eligibility of qualification on part of Non-Resident Indians (NRIs) or Foreign Nationals to transact on this website.

TERMINATION/ACCESS RESTRICTION
SSJ Finance reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice.

DISCLAIMER FOR RESEARCH REPORTS

This Report is published by SSJ Finance & Securities Pvt. Limited (hereinafter referred to as “SSJ”) for private circulation. SSJ is a registered Stock Broker with National Stock Exchange of India Limited, BSE Limited and Metropolitan Stock Exchange of India Limited in cash, derivatives and currency derivatives segments. It is also having registration as a Depository Participant with CDSL. SSJ has applied for registration as Research Analyst under SEBI (Research Analyst) Regulations, 2014.


SSJ has other business divisions with independent research teams separated by Chinese walls, and therefore may, at times, have different or contrary views on stocks and markets.


SSJ or its associates has not been debarred / suspended by SEBI or any other regulatory authority for accessing / dealing in securities Market. SSJ or analyst or his relatives do not hold any financial interest in the subject company. Associates may have such interest in its ordinary course of business as a distinct and independent body. SSJ or its associates or Analyst do not have any conflict or material conflict of interest at the time of publication of the research report with the company covered by Analyst. SSJ or its associates or Analyst or his relatives do not hold beneficial ownership of 1% or more in the subject company at the end of the month immediately preceding the date of publication of this research report.


SSJ or its associates / analyst has not received any compensation / managed or co-managed public offering of securities of the company covered by Analyst during the past twelve months. SSJ or its associates has not received any compensation or other benefits from the company covered by Analyst or third party in connection with the research report. Analyst has not served as an officer, director or employee of subject company and SSJ / analyst has not been engaged in market making activity of the subject company.


This document has been prepared by SSJ Finance & Securities Private Limited (SSJF). SSJF and its group/associate is/are a full service integrated broking house.


This document is provided for assistance only and is not intended to be and must not alone be taken as the basis for an investment decision. The investment discussed or views expressed may not be suitable for all investors. This document does not constitute an offer or solicitation for the purchase or sale of any financial instrument or as an official confirmation of any transaction. All market prices, net assets values, units, quantities, loads, brokerages, service taxes and other levies are subject to change without notice. The investments in financial products could be illiquid for long period of time and the markets for these products may disappear and the price discovery may not exist. Also the value, income, appreciation, returns, yield of any of the securities or financial instruments mentioned in this statement are based on current market conditions and subject to change. The levels and bases of, and relief from, taxation can change. SSJF acts merely as a broker cum distributor and is not a custodian of these securities or financial instruments. Please note, however, that some data has been derived from sources that we believe to be reliable but is not guaranteed. Please review this information for accuracy as SSJF cannot be responsible for omitted or misstated data. This report is not directed or intended for distribution to, or use by, any person or entity who is a citizen or resident of or located in any locality, state, country or other jurisdiction, where such distribution, publication, availability or use would be contrary to law, regulation or which would subject SSJF and affiliates/ group companies to any registration or licensing requirements within such jurisdiction. The distribution of this document in certain jurisdictions may be restricted by law, and persons in whose possession this document comes, should inform themselves about and observe, any such restrictions. This information is subject to change without any prior notice. SSJF reserves the right to make modifications and alterations to this statement as may be required from time to time. However, SSJF is under no obligation to update or keep the information current. Nevertheless, SSJF is committed to providing independent and transparent recommendation to its client and would be happy to provide any information in response to specific client queries. Neither SSJF nor any of its affiliates, group companies, directors, employees, agents or representatives shall be liable for any damages whether direct, indirect, special or consequential including lost revenue or lost profits that may arise from or in connection with the use of the information. The information given in this document is as of the date of this report and there can be no assurance that future results or events will be consistent with this information. Please note that past performance of Capital / Debt Market / Financial Products / Instruments does not necessarily indicate the future prospects and performance thereof. SSJF may have included statements / opinions / recommendations in this document which may contain words or phrases such as “will”, “expect”, “should” and similar expressions or variations of such expressions, that could be “forward looking statements”.


Actual results may differ materially from those suggested by the forward looking statements due to risks or uncertainties associated with our expectations with respect to, but not limited to, exposure to market risks, general economic and political conditions in India and other countries globally, which have an impact on our services and/or investments, the monetary and interest policies of India, inflation, deflation, unanticipated turbulence in interest rates, foreign exchange rates, equity prices or rates or prices, the performance of the financial markets in India and globally, changes in domestic and foreign laws, regulations and taxes and changes in competition in the industry. By their nature, certain market risk disclosures are only estimates and could be materially different from what actually occurs in the future. As a result, actual future gains or losses could materially differ from those that have been estimated. SSJF generally prohibits its analysts, persons reporting to analysts and their dependents from maintaining a financial interest in the securities or derivatives of any companies that the analysts cover. The disclosures of interest statements if any, incorporated in this document are provided solely to enhance the transparency and should not be treated as endorsement of the views expressed in the report. The analyst for this report certifies that all of the views expressed in this report accurately reflect his or her personal views about the subject company or companies and its or their securities, and no part of his or her compensation was, is or will be, directly or indirectly related to specific recommendations or views expressed in this report. SSJF is not liable for any delay in the receipt of this statement. SSJF and affiliates, group companies, officers, directors and employees may: (a) from time to time, have long or short positions in, and buy or sell the securities thereof, of company (ies) mentioned herein or (b) be engaged in any other transaction involving such securities and earn brokerage or other compensation or act as advisor or lender/borrower to such company (ies) or have other potential conflict of interest with respect to any recommendation and related information and opinions. The said persons may have acted upon and/or in a manner contradictory with the information contained here. This document is intended to be used only by resident Indians, non-resident Indians, persons of Indian origin, subject to the applicable laws and regulations of any Indian or foreign regulatory authority. The information contained in this document is strictly confidential and is intended for the use by recipient only. Receipt and review of this document constitutes your agreement not to circulate, redistribute, retransmit or disclose to others the contents, opinions, conclusion, or information contained herein, in whole or in part, or in any form or manner, without the express written consent of SSJF. In the preparation of the material contained in this document, SSJF has used information that is publicly available, including information developed in-house Information gathered & material used in this document is believed to be from reliable sources and is given in good faith. SSJF however does not warrant the accuracy, reasonableness and/or completeness of any information. Investments in Capital / Debt Market / Financial Products / Instruments are subject to market risks and yields and may fluctuate depending on various factors affecting capital/debt markets.
Kindly read the Risk Disclosure Documents carefully before investing in Equity Shares, Derivatives, Commodities or other instruments. The user assumes the entire risk of any use made of this information. Each recipient of this document should make such investigation as it deems necessary to arrive at an independent evaluation of an investment in the securities of companies referred to in this document (including the merits and risks involved), and should consult his own advisors to determine the merits and risks of such investment. SSJF or any of its affiliates/ group companies shall not be in any way responsible for any loss or damage that may arise to any person from any error in the information contained in this report. For data reference to any third party in this material no such party will assume any liability for the same. This document should not be regarded as solicitation of business in any jurisdiction including India. The information provided in these reports remains, unless otherwise stated, the copyright of SSJF. All layout, design, original artwork, concepts and other Intellectual Properties, remains the property and copyright SSJF and may not be used in any form or for any purpose whatsoever by any party without the express written permission of the copyright holders. This document has been sent to you in an electronic form. You are reminded that documents transmitted via this medium may be altered or changed during the process of electronic transmission and consequently neither SSJF, nor its affiliates/ group companies, nor any person who controls them nor any director, officer, employee nor agent of them or affiliate/group company of any such person accepts any liability or responsibility whatsoever for such alteration or change in the document.



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